Filed under Money & Frugal Living

A home of our own

This time last year we were living in a 5 berth caravan on a campsite. The summer of 2013 was mostly hot, hot, hot with extreme flooding in between.   After 7 months the camping season was (finally) over and we moved into a property made of bricks, a strange little place located out-in-the-sticks on … Continue reading

On the move

On the move

Have you ever had a holiday in a caravan? How long did you stay? Just wondering, because in less than a fortnight we will be living in one. I’m not on about a mobile home/static caravan, I’m on about the type you hook-up to a car. Yes, we know it’ll be cold. Yes, we know … Continue reading

St Paul’s response to the people

St Paul’s response to the people

I was listening to UCB this morning and a discussion came up about the Anti-Greed/Capitalist Protestors (Occupy Wall Street demonstrations) outside St Paul’s Cathedral. I was horrified to hear that the Cathedral officials decided to close the cathedral doors due to health and safety risks to visitors caused by protestors. The decision to close is … Continue reading

Home-Working, Home-Making Mummy

Yesterday, I launched my own business, working from home, called ‘The Virtuous VA‘.  Over the past 3 years, I’ve had the wonderful privilege of starting a family and being a very busy stay-at-home mummy. I’ve gained a wealth of new (and sometimes strange) skills that I never imagined possible a few years ago.  I thought … Continue reading

Farley Mount & Abbey Grounds

Farley Mount & Abbey Grounds

We are so blessed to live in such a beautiful part of the country with so many lovely and fun places to visit. Two locations spring to mind, both are free of charge which almost guarantees a fantastic day out. The Forestry Commission have gained Lottery Funding to develop areas of well being and recreation … Continue reading

Paultons Park

Paultons Park

As a child I never really went to theme parks – maybe they hadn’t been invented back then. The thought of visiting a theme park BC (before children) was possibly as appealing as a short family break at Butlins. The funny thing is we ARE going to Butlins later on in the year and even … Continue reading

Muffin Top Challenge – Wk7

So, Monday 23rd May, week seven progress……………. You may have noticed that there was no week 6, that’s because there was just nothing ‘positive’ to write about. After my knees started to play up I just seemed to give up on my Muffin Top Challenge.  I’ve had zero motivation to exercise and turned to eating … Continue reading

Muffin Top Challenge ii – Wk1

Muffin Top Challenge ii – Wk1

Welcome to the re-launch of my Muffin Top Challenge. Having identified reasons behind my eating habits and listened to God’s warning of the Devils devious lies (see Muffin Top Challenge – Wk7), I’m hoping that following a proper programme will be what I need to keep me on track.  So, I am using Neris and … Continue reading

5 answers to prayer

5 answers to prayer

I can not find the words to describe the blessing that have been poured out on me, I feel a little like Elizabeth (John the Baptist’s mother). (Luke 1) Elizabeth said,25 “Look what the Lord has done for me! My people were ashamed of me, but now the Lord has taken away that shame.” Elizabeth’s … Continue reading

Frugal Living Tips

Here are my Frugal Living Tips to make sure that as Virtuous Women we do not overspend and that we make the most of what we have. KITCHEN & DINING ROOM * Use Dettol, lemon juice and water in an empty anti-bacterial spray bottle for a cheaper alternative * Shop at Lidl or Aldi to … Continue reading


Our first holiday with Charlotte was fairly hard work, but equally enjoyable. It was in October 2009 and Charlotte was 3 months old.  We went with Mum and Dad and stayed the first few nights in Ludlow Castle, Shropshire and the remaining nights in the Lion Hotel (where Mum and Dad had their honeymoon). Ludlow … Continue reading

House Build – Jez in control

It’s taken a while but we have managed to get a mortgage. Actually, it’s a complete miracle really, we never thought we would qualify, but the money is winging its way into our account, we can’t afford to pay a builder so Jez is going to build the house on his rest days along with … Continue reading

House Build – Screwed!

We are all furious and gutted, our builder has said that he can no longer complete the job for the price he quoted, he needs another £50k to get the roof on! The atmosphere here is dreadful.It seems he is a bit of a con-man, we’ve discovered he’s currently extending his own property and has … Continue reading

House Build – Another £ instalment!

Just when we thought it couldn’t get any worse, our builder says he needs the final amount of money to continue, so we gave him the cash and waiting for him to come back to continue with the next stage. We’re slightly anxious, but have no option as he seems to have us wrapped around … Continue reading

House Build – Blockwork

Our builder is SOOO slow, he asked for yet more money again today, promising us this will be done and that will be done within days. We parted with the cash and are hopeful that he is true to his word. Fortunately, he was and here is the progress:

House Build – to DPC

Mum and Dad have pushed me to boiling point! They seem to turn every slightest thing into a problem, they want the most expensive of everything and whatever we decide or choose to do it’s wrong – they know best. It’s driving me mad! We just can’t afford to splash out on things like wooden … Continue reading

House Build – Demolition and Footings

The works finally started today, it is really exciting but also slightly sad seeing part of The Thatch (Mum and Dad’s house), being demolished. The idea is to build living accommodation attached to the existing property, creating rooms for ourselves and providing Mum and Dad with a new/replacement bedroom and bathroom (so they don’t lose … Continue reading